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expressed herein are solely those of Phil Dyer, Principal, Dyer Financial Advisory.
Material presented is believed to be from reliable sources and we make no representations
as to its accuracy or completeness. All information and ideas should be discussed
in detail with your individual advisor prior to implementation. Fee-Only financial
planning and investment advisory services are offered through Dyer Financial Advisory,
a registered investment advisory firm in the state of Maryland. The presence of
this web site on the Internet shall in no direct or indirect way be construed
or interpreted as a solicitation to sell or offer to sell investment advisory
services to any residents of any state other than the state of Maryland or where
otherwise legally permitted. We are legally empowered to provide investment advisory
services to residents of the state of Maryland and certain other states.